Calculate the future value of your Systematic Investment Plan (SIP).
₹500₹2,00,000
1%30%
1 yr40 yrs
Your SIP Results
Total Invested
-
Estimated Returns
-
Future Value
-
Investment vs Returns
Year-wise Growth
Lump Sum vs SIP Comparison
Compare lump sum investment with SIP for the same total investment amount.
₹10,000₹1 Cr
1%30%
1 yr40 yrs
Comparison Results
Lump Sum Investment
-
Future Value
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Returns Earned
SIP Investment
-
Future Value (Monthly SIP: -)
-
Returns Earned
Investment vs Returns
Year-wise Comparison
Step-up SIP Calculator
Calculate returns when you increase your SIP amount annually.
₹500₹2,00,000
0%50%
1%30%
1 yr40 yrs
Step-up SIP Results
Total Invested
-
Estimated Returns
-
Future Value
-
Investment vs Returns
Year-wise Growth
SIP Goal Planner
Find out how much monthly SIP you need to reach your financial goal.
₹50,000₹5 Cr
1%30%
1 yr40 yrs
SIP Goal Plan
Required Monthly SIP
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Total Investment
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Wealth Gained
-
Investment vs Returns
Year-wise Growth
SIP Investment Tips & Tax Benefits
Power of Compounding: SIP harnesses the power of compounding. Even small monthly investments can grow into a substantial corpus over time. Starting early makes a significant difference.
Rupee Cost Averaging: SIP automatically averages your purchase cost across market highs and lows, reducing the impact of market volatility on your investments.
ELSS Tax Savings (Section 80C): Investing in ELSS mutual funds through SIP qualifies for tax deduction up to ₹1,50,000 per year under Section 80C of the Income Tax Act. ELSS has the shortest lock-in period (3 years) among Section 80C instruments.
Step-up SIP Advantage: Increasing your SIP by even 10% annually can dramatically boost your final corpus. As your income grows, step-up your investments proportionally.
Long-term Capital Gains: Equity mutual fund gains above ₹1.25 lakh per year are taxed at 12.5% (LTCG). SIP investments held for over 1 year qualify for long-term capital gains treatment.
Disclaimer: Mutual fund investments are subject to market risks. The calculator provides estimates based on assumed constant returns. Actual returns may vary. Past performance is not indicative of future results.